![]() Though they’re traditionally thought of as an investment option for working adults, Individual Retirement Accounts (IRAs) are technically available to anyone with an earned income. Parents who plan on sending their children to college, trade school and/or private school. As long as they’re used for educational expenses, 529 accounts offer tax-free growth (meaning your investment returns and growth aren’t taxed), and certain states may allow you to deduct contributions from your taxes. Offerings are typically limited to a selection of target-date funds (a mutual fund created to automatically shift your portfolio mix as you age) or investment mixes.īut they do provide certain tax benefits that custodial accounts don’t. Unlike custodial brokerage accounts, parents retain control of 529 accounts and they can designate different beneficiaries, like siblings or even themselves, if funds go unused.ĥ29 accounts generally offer more limited investment options than custodial accounts. Try our compound interest calculator to see for yourself! And this gives your child’s college fund more time to grow (and benefit from the associated years of additional compounding). Not only does this let you contribute more without a penalty, but it also allows you to have more money invested for longer. While the definition of what counts as education has expanded to include colleges, universities, trade schools, private K-12 schools and $10,000 of student loans, it’s still not as flexible as the offerings of brokerage and custodial brokerage accounts, which can be used for any kind of expense.ĥ29 accounts are also subject to the same gift tax as custodial accounts, though a special provision allows a person to gift five years of contributions at once, provided they don’t make additional contributions for the next five years. You retain complete control and can decide when, if and how much you gift your children.ĥ29 accounts let you invest for your child’s education-and that’s about it. Parents who value ultimate flexibility and control. Married couples can give up to $30,000 a year per recipient before incurring a gift tax. That means you’d only be able to gift $15,000 of the investments you’ve held for them each year before you’d be subject to a gift tax. Keep in mind that gift tax rules still apply whenever you transfer assets to your child. Investments that you’ve held for longer than a year may be taxed at a lower capital gains tax rate, though. All increases in your account value-such as through dividend payments (which are small regular bonuses some companies or funds give shareholders as a thank you) or when you sell shares to withdraw money-will be taxed. ![]() There’s no maximum to the amount of money you can invest, but you also don’t get any real tax benefits. Money can be used for any kind of purchase or expense. These accounts give you full flexibility and broad investment options: You can invest in stocks, bonds, mutual funds and exchange-traded funds (ETFs) or predesigned diversified mixes, such as an Acorns account. You can invest for your child through a traditional brokerage account. Parents who want to give their children money they can use for any kind of expense once they’re adults. While the thought of a young adult gaining control of a potentially large sum of money can be intimidating, custodial accounts are a motivation for talking with your children about saving (such as creating a budget) and spending to establish good money habits early on. Check with a financial professional to determine if this situation applies to you.) (Some states may allow you to defer this transfer until even later. Depending on where you live, that could be 18 or 21. ![]() This means once money goes into your child’s account, you can’t take it out and spend it on anything that doesn’t directly benefit them, which could include anything from clothes to tuition expenses.īecause the assets are legally your child’s, that also means that they assume legal control as soon as they reach your state’s age of majority. All assets are held in your child’s name-irrevocably. Gift tax rules still apply to custodial accounts: You can’t give any child more than $15,000 per year ($30,000 with a spouse) before you incur a gift tax. You can choose to pick your own investments at a traditional brokerage or use precrafted diversified mixes, like those in Acorns’ portfolios. Here are options for investing in your child’s future.Ĭustodial brokerage accounts work a lot like accounts you use to invest for yourself. Investing money for them regularly early on can help you build up enough to give them a strong financial start as adults. As a parent, you want to do everything you can to set your kids up for success.
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![]() Samsung Galaxy SmartTag / SmartTag+ – Best Item Tracker for Galaxy Devices And with the water resistance, it can also fight out water damage.ĥ. Mate comes with a one-year user-replaceable battery making sure you don’t have to bother about charging your item tracker frequently. ![]() Additionally, the companion app also lets you use the Tile Network to locate your lost item. When your item is out of the Bluetooth range, you can use the Tile app to find the most recent location. Tile Mate supports 200 feet Bluetooth range, unlike Tile Pro that has a Bluetooth range of 400 feet. Besides, Tile Mate also works in sync with the Tile app for a personalized item tracking experience. You can use it to track a wide variety of items, including bags, keys, devices, and more. Barring a few differences, Tile Mate is quite similar to Tile Pro. If you are looking for a cheaper yet pretty good AirTag alternative for your iPhone or Android device, Tile Mate would be a smart pick. Tile Mate – Affordable Apple AirTag Alternative 200 feet Bluetooth range seems below par for $30īuy from Amazon: $29.49 3.Ultimately, if we want to benefit from the ability to locate missing keys, wallets and luggage through AirTags, we have to accept that this is only possible through a global network of sensors – even if those sensors are our own phones. Of course, turning off this functionality means losing useful capabilities such as hands-free kits, Bluetooth speakers and satellite navigation, and of course makes it harder to find your phone if you lose it. With Bluetooth disabled, your device won’t “see” the beacons coming from AirTags, and without location services you can’t report the proximity of the tag. How not to agree to clean public toilets when you accept any online terms and conditionsĪ simple option to avoid your device acting as a cog in Apple’s machine is to turn off Bluetooth and location services. That lengthy, legalese document we never read allows tech companies to hide behind the claim that we have willingly opted into all this. ![]() Just like other commonly encountered alerts, many users will tire of seeing them, and dismiss the prompts.Īll of this functionality (and the inherent privacy risks) are covered in the standard terms and conditions. What’s more, as AirTags and similar devices become more common, we will inevitably encounter more warnings of tags appearing around us. More concerningly, the alerts can be turned off – which a victim of domestic violence may be coerced into doing by their aggressor. This could be done by the victim returning home or within range of their stalker within a three-day window. One experiment showed a tag can be placed on a person and would not trigger any of the safeguards if reconnected to the stalker’s device regularly enough. But these measures are relatively easy to circumvent. The alert can appear on the victim’s phone (if they use an iPhone) but can also raise an audible alert on the tag itself. Stalking technology?Īpple says it has implemented a range of safeguards to detect and prevent attempts to use AirTags for stalking, including an alert triggered when an AirTag seems to be accompanying someone who’s not its owner. That’s probably fine most of the time, but if you are travelling internationally you might be hit with unexpected charges if you’ve forgotten to disable data roaming. When it “hears” one, it uploads details of that tag’s identifier and the phone’s location to Apple’s servers.īesides any privacy concerns, this also likely uses small amounts of your data allowance. By using an AirTag, you are effectively availing yourself of a global monitoring network containing millions and millions of devices.Įveryone’s iPhone (assuming Bluetooth is enabled) is listening for AirTags. While the actual nature of the data transmitted is not too concerning (tag ID and location), what makes it worrying is the sheer scale and number of devices involved. Magazine, GCTV, and is a regular guest on several top-rated podcasts such as The $ales Podcast, Success is a Choice and The Inner Changemaker. He’s also been featured in Forbes, The Huffington Post, Inc. and creator of The Bottom Line YouTube series.īrad has helped generate millions for countless companies and individuals, including heavy hitters Tony Robbins, Zig Ziglar, Grant Cardone, Tom Hopkins, World Series Poker, Top Chef, Chase Bank, and so much more. In addition to being a CEO, Brad is also the author of The Real Deal. As its Founder and CEO, his vision led to LightSpeed VT becoming the world’s leading interactive training system – a system that he’s proud to share with others. 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We stand for anyone being able to create and launch their courses and training, while maintaining quality and creative control-and still ensuring the highest engagement and impact for their users. We also stand against scammy creators and trainers that produce low-quality courseware. We stand against the elitism of traditional training companies that would rather focus on the number of clients they have, than the quality. We don’t believe this tension has to exist, and we stand against it. This is the current state of virtual training: an unresolved dilemma between high quality and creative control. They say they do it to increase ownership and freedom for creators, but in reality, it doesn’t serve their brand to its full extent. ![]() The knowledge industry will launch anything and is full of scammers who produce cheap, low-quality work. They say they do it to make it easier, but in reality, they are only focused on more customers. 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Rating: 1 out of 5 Not enough communication by PN on 7/9/22 House of Blues Houston - Houston.I look forward to another Hombres G concert. ![]() Rating: 5 out of 5 The best time by S.So happy i was able to experience it with my daughter and great friend Rating: 5 out of 5 Awesome concert by S.Tours and new albums have followed every few years since. Summers released several solo albums, and the group reunited in 2002 to release Peligrosamente Juntos and tour behind the album. Fans remained faithful, but in 1993 the group disbanded. But by 1989 their sound changed as they explored more adult themes. Things moved fast: 1988 brought a second film (Suéltate el pelo) and another album release (Agitar antes de usar). In 1987, the band starred in its own film, the comic and autobiographical Sufre mamón, and quickly threw together a third album, Estamos locos. They shared a love of American movies, evidenced by their band name (for G Men, a 1935 James Cagney crime film) and their 1986 hit album La cagaste.Burt Lancaster. He's the band's singer and chief songwriter, and an effortless purveyor of their casual, youthful style. The son of humorist and comedic filmmaker Manuel Summers, David seems to have inherited his father's love of the lighthearted. Hombres G is the sum of many parts but creatively driven primarily by one person: David Summers. Although the band broke up in 1993, they've reconnected periodically over the years, releasing an occasional album and undertaking tours to a rapturous reception. The band, bolstered by their early following in Madrid, rode a juggernaut of hit singles that demolished album sales records and led to a 1987 tour of Spain that reached an estimated one million people, followed by a highly successful tour of the Americas. Rather than devolving into machismo, it just describes the goofy, hidden ways he might foil his rival. Their first hit, "Devuelveme a mi chica," stood out not just for the lighthearted instrumentation but also for lyrics about a jealous man worried another guy might steal his girl. The pop-rock band differed from many Spanish musicians at the time: sardonic where others were earnest, rock-oriented at a time when New Wave hadn't yet broken in Spain, and, quite simply, fun. They continue to tour around the world and inspire a new generation of musicians.Hombres G experienced a meteoric rise to fame in Spain in the ‘80s. They have also been nominated for a variety of other awards including MTV Video Music Awards Latin America and Premios Juventud. The Legacy of Los Amigos InvisiblesLos Amigos Invisibles have been awarded multiple Latin Grammy Awards for their work in the music industry. They have also worked with famous producer Andres Levin on some of their albums. Some of their collaborators have included Yeni Valdes, Ilan Chester, Victor Boa and Gustavo Cerati. Notable CollaborationsLos Amigos Invisibles have collaborated with a variety of artists over the years. Some of their most successful songs include “Déjate Llevar” (Let Yourself Go), “Mentiras” (Lies) and “Estoy Tan Enamorado” (I'm So In Love). Their music can be classified as a mix between funk, acid jazz and Latin rhythms. The Music of Los Amigos InvisiblesLos Amigos Invisibles have released 10 albums since their start in 1995. Los Amigos Invisibles is known for their funky and energetic sound with Latin-influenced beats. They were later joined by Miguel Ignacio Mendoza in 2002. The History of Los Amigos InvisiblesThe group first started in 1995 as an underground music project by five friends: Juan Manuel Roura, Mauricio Arcas, José Rafael Torres, José Luis Pardo and Armando Figueredo. All members of the group are around 40 years old and originally from Caracas, Venezuela. The band is composed of six members: Juan Manuel Roura, Mauricio Arcas, José Rafael Torres, José Luis Pardo, Miguel Ignacio Mendoza, and Armando Figueredo. Los Amigos Invisibles: A Venezuelan Funk and Acid Jazz BandLos Amigos Invisibles is a Venezuelan funk and acid jazz band that has been producing music since the 1990s. Knock down targets at each concert stop to light mystery awards, get backstage passes, and increase score to gain power. $150 Nintendo switch for sale with pokemon violet. Sony's PlayStation 4 console is a great way to play games and Blu-ray discs. 2 PS4 Games - Marvel Avengers & The Show 16. PFS FS: Plasma DMD $ 90 (OBO) Melbourne, ON By Hammerhead (53 days ago) 5 32 dy. Realistic pinball simulation featuring table designs based on immensely popular Marvel IPs. KISS Pinball is an outrageous, arcade-style world where you get ahead by outsmarting the guards, stockpiling your weapon collection, and releasing tormented souls. 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Twitter - Volleyball Home Court: 777 East Union St.Claggett (7th & 8th) Schedule on Medina.Freshman Schedule & Game Results on Medina.Varsity Schedule & Game Results on Medina.Medina GIrls Volleyball Home on Medina.ASHLEY DWYER ‘19 - LOYOLA (MD) GREYHOUNDS.RACHEL HAWK '18 - MOUNT UNION PURPLE RAIDERS.Alyssa Hudak '18 - Robert Morris College.2023 Medina Area Magazine and Community Guide Community Development Block Grant. VOLLEYBALL ASSISTANT COACHES JV - Emily Myers 9th GRADE - Jason Schellenberger CLAGGETT MIDDLE SCHOOL - Michelle Rabung & Monica Fralick ROOT MIDDLE SCHOOL - Jess Toocheck '04 MEDINA ALUMNI PLAYING COLLEGIATELY Sponsorships Memorial Park Pool Employment Opportunities Medina Rec Hours, Policies and Advisory Board Info Cleveland Clinic Therapy Medina Rec Newsletter Signup Contact Us Find Us on Facebook Residents. Coach Ortenzi is dedicated to the city and school district of Medina and is looking forward to taking on and building a strong volleyball program. While this is his first head varsity position, Joe brings over 15 years of coaching experience (13 in volleyball) including serving as the Medina Girls Basketball freshman coach for two years. This year will be Coach Ortenzi's 4th year with Medina teaching Physical education at Waite Elementary. ![]() For club volleyball, Joe coached ages 13 through 18, and while in his first two years with Strongsville, his teams won back-to-back NOCMSL Championships. Coach Joe relocated to Northeast Ohio with his wife in 2011 and continued his coaching of volleyball at Strongsville Center Middle School as well as Southwest Volleyball Club. ![]() During his eight years in Florida, he coached both his school team and JO volleyball teams, earning 4 conference titles and numerous gold victories of the course of his tenure. Upon graduation, Joe began teaching in West Palm Beach, FL, teaching middle school Math and PE for 8 years. Joe graduated from Penn State with a dual major, earning a degree in Elementary Education and Physical Education. He went on to attend Penn State University where he took up the game of volleyball and played 3 years of club ball in State College. Coach Ortenzi graduated from Wyomissing Area High School (PA), lettering in football, baseball and basketball. |
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